Broker Advisor Products & Services

One of the most important reasons financial representatives affiliate with Synergy is because we have the one of the widest array of product offerings in the independent brokerage community. We offer everything from fee-based advisory accounts to direct-access trading accounts. Another reason representatives join with Synergy is because we do not develop or market our own proprietary investment products. Rather than creating and marketing our own investment products, Synergy concentrates on providing service to our representatives, who are free to recommend investments that are best suited to their clients’ risk tolerance and investment objectives.

Synergy offers the following products and services. Click on any of the links for more detailed information:

Mutual Funds - Synergy has selling agreements with over 50 different mutual fund companies. While offering representatives a broad choice of investment products for their clients. In addition, through Pershing, Synergy offers FundVest®, a mutual fund program that enables investment professionals to buy, sell, or exchange mutual fund shares, from a wide selection of highly-regarded mutual fund families, without paying transaction fees.

Insurance & Annuities - Synergy has selling agreements with over 20 variable annuity providers, and can help analyze and recommend carriers and products. We also have created partnerships with several of the leading General Agencies in the country that can assist you with special cases and help you comparison shop for the best available product. For select annuities, Synergy's technology is state-of-the-art and enables representatives to: · Purchase annuities electronically · Electronically retrieve annuity contract values, subaccount detail and transaction history · Link annuities to brokerage accounts

Fixed Income - Synergy offers its representatives the ability to view offerings online from many different sources, including wirehouse firms, regional banks and other independent firms. This means brokers are not limited by the inventory a trader carries and can show more offerings than most competitors. Using NetXPro, Synergy representatives can screen for special listings and access a bond calculator. Soon they will be able to place trades online! Synergy also provides a daily e-mail with inventory upon request. Some of the products available include: · Governments · Corporates · Municipals · GNMAs · CMOs · Unit Investment Trusts · Agencies · Foreign bonds · Zero coupons · Discount notes · Commercial paper · Bankers acceptance · CDs

Equities - Synergy offers representatives the option to trade online through its Virtual Broker Office technology or via telephone. The Synergy staff of experienced, professional trading personnel is available to help you when you have questions. Utilizing the online trading functionality of Synergy’s technology software for equity and option trades provides a number of advantages: · Readily accessible order status information (verification of whether order was properly entered by Synergy as a day or open order, and that the order is awaiting execution) · Execution information for all trades, whether they were entered online or phoned into the Synergy Equity Trade Desk · Delayed and real-time quotes are available online for stocks, options, listed bonds and mutual funds. Synergy representatives may also create unlimited, customized quote tracks.

Fee-Based Asset Management - Synergy's competitive fee-based programs allow advisers to manage assets themselves or have a third party money manager manage assets for them. Rather than commissions, advisers receive an annual fee based on a percentage of the value of their accounts. · SIGnature Account - offers investors access to more than thousands of no-load/load-waived and institutional mutual funds, stocks, bonds and options. · PEAK - Pershing’s family of wrap account programs provide Synergy’s investment professionals with the opportunity to have their clients’ assets managed via some of the nation’s top money managers and mutual fund portfolios.

Cash Management Services - Synergy offers a variety of cash management tools that simplify a representatives goal of consolidation and increase the accessibility of assets for their investors.

• ProCash Plus ™
  A comprehensive asset management account - in your client's choice of Gold or Platinum - combines all brokerage, check writing, money market fund, and MasterCard® debit card activity into a cohesive package, displayed on a consolidated statement. ProCash Plus also features borrowing power against brokerage assets at attractive rates, dividend reinvestment, tax-lot accounting, and an optional bill payment service. The premiere Platinum account offers added features such as an IRA with no annual maintenance fee, no-fee ATM access, Frequent Buyer Rewards, low-price guarantee program, and 24-hour customer support.
• Resource Checking®
  This checking service enables investors to access all money funds and cash available in their accounts.
• ProCash
  One of the most versatile money fund sweep vehicles available in the industry, ProCash gives the retail investor the option to sweep uninvested cash daily to an extensive selection of money market funds.
• EasyPay
  A convenient tool that enables investors to transfer funds from their bank accounts to their brokerage accounts through the use of a touch-tone telephone.

Internet Services - Synergy believes in staying on the cutting edge of technology. As a result, we offer some of the most sophisticated software available in the industry today through our Virtual Broker Office.

• NetExchange ®
  A reliable solution for offering access to account information, trading capability, news, quotes, and other content on the World Wide Web. NetExchange Client is a customizable package that enables financial professionals to offer online services to their clients. NetExchange Pro is an Internet-based account management vehicle that offers the tools that investment professionals need to effectively service clients.
• Pershing Investment Research Online
  An Internet platform offering Synergy representatives convenient access to Pershing's award-winning investment research, as well as investment tools from third-party providers, 24-hours a day, seven days a week. Pershing Investment Research Online provides all the information investment professionals need to help their clients make informed investment decisions by providing access to action-oriented investment ideas right at their fingertips. To learn more about Pershing Investment Research Online, or to preview sample reports, visit our website at www.pirs.com.